Super Funds & Administrators

Powering white-label super clearing house experiences for super funds and administrators.

Wrkr connects super funds to employers across Australia, with white-label employer experiences and compliant infrastructure that supports Payday Super contributions, onboarding and ongoing engagement at scale.

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Employee wage
payments

Payroll
disbursements

Connected payroll workflows

Payment visibility
and oversight

Transfer wages directly from employer bank accounts to employee bank accounts through a structured payroll payment workflow.

Manage payroll-related disbursements through the same operational workflow, reducing reliance on disconnected banking and payment processes.

Manage wage payments alongside STP reporting and super obligations through one centralised platform.

Maintain visibility across payroll payment activity and disbursement status throughout each pay cycle.

Employee wage payments

Transfer wages directly from employer bank accounts to employee bank accounts through a structured payroll payment workflow.

Payroll disbursements

Manage payroll-related disbursements through the same operational workflow, reducing reliance on disconnected banking and payment processes.

Connected payroll workflows

Manage wage payments alongside STP reporting and super obligations through one centralised platform.

Payment visibility and oversight

Maintain visibility across payroll payment activity and disbursement status throughout each pay cycle.

Modern super infrastructure for Payday Super operations.

Enabling super funds and administrators to deliver modern employer contribution experiences with connected infrastructure built for Payday Super operations.

Payday Super
starts 1 July 2026

Get Payday Super Ready

Direct replacement for the ATO SBSCH

Built for Payday Super workflows

Visibility becomes critical under the 7-day window

Smiling woman with long dark hair holding a laptop against a yellow circular backdrop.

Smiling woman with long wavy hair holding a laptop and looking to the side against a light yellow background.

Smiling woman with long dark hair using a laptop and looking to the side on a pale yellow background.

Modern infrastructure for super funds and administrators

Deliver a fully branded employer experience

Provide employers with a white-label onboarding, contribution and tracking experience under your fund’s brand while Wrkr powers the underlying infrastructure.

Improve employer engagement and operational visibility

Give employers clearer visibility into contributions, payment status and super workflows, helping strengthen trust and reduce support friction.

Table of contributions with Process IDs, periods, amounts, and status indicators like awaiting clearance and sent success.

Scale Payday Super operations with confidence

Leverage compliant infrastructure, SuperStream connectivity and operational workflows designed to support higher-frequency contribution processing at scale.

For employer/member teams

Deliver a modern employer experience with real-time visibility, contribution tracking and a branded interface that strengthens engagement and retention.

For infrastructure/compliance teams

Leverage proven, compliant infrastructure with gateway connectivity, auditability and security aligned to ATO and SuperStream requirements, without internal build complexity.

Compliance

Enterprise-grade security and compliance infrastructure

Wrkr combines secure infrastructure, regulated gateway connectivity and enterprise-grade controls to support payroll, onboarding and super obligations at scale. With ATO-connected workflows, audit trails and recognised security standards.

Payment Methods

Make super payments your way with support for Direct Debit, EFT and BPAY payment methods, giving businesses flexibility in how contributions are processed. Wrkr is also preparing for New Payments Platform (NPP) capabilities to support faster payment processing in the future.

Flexible Contribution Uploads

Create and submit contributions using manual entry, CSV uploads or payroll export files, making it easier to manage different payroll and client workflows.

Digital Employee Onboarding

Capture employee onboarding details digitally, including TFN declarations, super choice and stapled super fund information, helping reduce onboarding errors from the start.

Member Verification Request (MVR)

Verify employee and fund details before contributions are processed using MVR services, helping improve data accuracy and reduce contribution errors and rework.

ATO-Compliant SuperStream Gateway

Wrkr operates as an ATO-compliant clearing house and SuperStream gateway, securely exchanging contribution and member data between employers, payroll systems and super funds.

SMSF & Contractor Super Support

Process contributions to APRA-regulated funds, SMSFs and eligible contractor super payments in one connected platform, without changing systems or workflows.

Frequently asked questions

What does white-labelling Wrkr's clearing house actually mean for a super fund?

Your fund gets a fully branded super clearing house experience, built on Wrkr's regulated infrastructure. Employers and administrators interact with your brand, while we handle the underlying clearing, SuperStream connectivity, fund data exchange and ATO compliance.

What compliance and regulatory infrastructure does Wrkr provide?

Wrkr operates as an ATO-compliant SuperStream gateway with ISO 27001 certification, SOC 2 Type 1 and AFSL accreditation. The platform handles SuperStream messaging, contribution validation, MVR, STP and fund level data exchange, so your fund is not building or maintaining that infrastructure in house.

How does the employer experience work under a white label model?

Employers using your clearing house get Wrkr's contribution management, error handling, timestamped tracking and payment workflows, all under your brand. The onboarding process, portal and communications reflect your fund, not Wrkr.

What does implementation look like for a super fund?

We work directly with your fund's team to scope the integration, configure the white label setup and connect with your existing systems. The timeline and approach depend on your fund's technical environment, so the best starting point is a conversation with our team.

My experience with Wrkr has been very positive. I’ve been consistently impressed by the team’s responsiveness and high level of service. Setting up my account was straightforward, and I really value how easy it is to manage and pay super contributions through the platform. Overall, it’s been a smooth and reliable experience.

Ron

Wrkr Customer

We joined Wrkr as soon as we could. Setting up our company and our employees on the platform was straightforward and we have already manually loaded our first contribution. We always pay our Superannuation obligations on the same day as our payroll so switching from loading data to the ATO Portal to the WRKR Pay portal was easy.

Natalie

Finance Manager

We were stuck and were thankfully able to turn to Wrkr as recommended by our professional body Institute of Certified Bookkeepers for a solution. I was able to set up an account for our client easily online. The experience was pain-free and straight forward, and we were able to successfully set up employees and submit super within a couple of days. Thank you Wrkr. You really helped us through a very tricky situation.

Natasha

Bookkeeper

Wrkr has been the only service I’ve been able to find that actually fits my business model as I only need to pay superannuation for a few contractors each month.The set up process was really easy

Rebecca

Business Owner

Wrkr made the switch ahead of the ATO Small Business Clearing House closure straightforward. As a small business with 5–10 employees, I didn’t want to move accounting systems or pay enterprise-level fees. Setup was clear, the checklist was easy to follow, and once live, running contributions has been simple and smooth. It’s now easier than the ATO clearing house.

Phil

Project Manager

4M+

Australian workers across platform

80,000+

employers trust WRKR

9 Funds

Trusted by 9 major funds

Helping businesses prepare for Payday Super